Retirement and Separation of Service

TEACHER RETIREMENT SYSTEM OF TEXAS 

All public schools in Texas are required to participate in TRS.  All full-time employees of Cedars International Academy will see TRS Regular and TRS Care deductions on every paycheck.  Learn about TRS Pension Benefits, TRS Health Care Benefits, and access the TRS Benefits Handbook, and other helpful Retirement information on the TRS homepage.

Planning for Retirement

MyTRS Portal

Access your account balance, review your personal information, and keep it current by logging into the MyTRS Portal.  It is your responsibility as a member or annuitant to keep your information current with TRS. 

New to Texas and TRS?

403(b) Retirement Plans

A 403(b) plan is a tax-deferred retirement savings plan offered to public school employees through their school districts or open-enrollment charter schools. Like 401(k) plans in the private sector, employees can make contributions to 403(b) plans on a pre-tax basis. Employers direct these contributions to specific 403(b) investment products selected by each employee from among the options available in their district or charter school. Get more information or contact Omni to enroll.

Experts estimate that you will need at least 70 to 90% of your pre-retirement income to maintain your standard of living in retirement. The average TRS pension benefit only replaces 69% of a member's pre-retirement income, an amount unlikely to be enough to support a comfortable retirement. Participating in a 403(b) plan gives you a valuable opportunity to supplement your TRS pension with tax-advantaged savings. Contributing to a 403(b) plan as early as possible will allow you to earn as much as possible from compound interest, but it's never too late to start.